To access these apps, you need a password which you can obtain by messaging us on our LinkedIn page. You can explore them at will and even enter your bank’s data at no risk – we do not store anything nor is your activity visible to anyone else. On refresh, what you entered is gone forever without a trace.

CARNAGE: GLOBAL CONSUMER MARKET METRICS

With CQ deployed across major banks worldwide, any business — in any sector or industry — can see its own market share locally, regionally, nationally, or internationally, depending on its operational footprint. Insights update daily or faster, giving businesses a level of visibility that has never existed before. For banks, it is a game changer for risk management, investment and private banking, and credit issuance. EXPLORE

FUSION: THE MARKET SHARE GENERATOR

CQ’s power comes from combining card transaction data (CTF) with issuer-side customer spend history (CTH) to produce a unified, bank-grade view of merchant performance. By fusing both perspectives, the engine reveals true merchant market share within each industry classification, highlights competitive positioning, and detects volume leakage across acquirers and customer segments. EXPLORE

PROJECTOR: CUSTOMER ACQUISITION & RETENTION LOOP

CQ becomes a revenue engine once banks begin using the feed to generate insights far beyond the capability of external platforms. It strengthens the relationship between bank and customer by creating in-app engagement loops that surface timely SME decision triggers. RM-led activation and periodic check-ins turn these insights into action, driving long-term retention and revenue stability across the SME portfolio. EXPLORE

ROI: IS CQ PROTIABLE FOR YOUR BANK

Determine ROI and payback period by setting customer volume, adoption rate, incremental revenue generated directly by CQ, the annual fee per customer, the time horizon, and the discount rate for NPV. If the payback period exceeds two years, the bank’s customer base is too small to sustain CQ commercially. EXPLORE

SIMULATOR: INSIGHTS CQ DELIVERS TO YOUR CUSTOMERS

Experience what bank customers will see once CQ becomes available in their digital banking environment. While this simulation uses a fictional restaurant in Barcelona operating against 7,000 competitors, the scope extends to all sectors and industries worldwide. EXPLORE

VALIDATOR: COST-EFFECTIVE MARKETING

CQ is a marketing tool built on a proprietary data‑governance and decision‑governance control layer that ensures banks operate on clean, auditable, regulator‑safe market signals. It enforces aggregation thresholds, prevents personal‑data exposure, standardizes market‑share measurement, reduces model risk and commercial miscalibration, and creates a single, audit‑ready source of truth. CQ provides a verifiable, non‑personal, cross‑bank market‑share baseline that eliminates internal decision bias while remaining fully outside PCI, GDPR, and banking‑secrecy exposure, requiring only a microscopic fraction of the marketing budget. EXPLORE