VALUATOR

For SaaS businesses targeting banks. Change revenue and cost structures and the valuation changes. This is fully dynamic and is useful for both VCs investing in these types of SaaS enterprises as well as the enterprises themselves.

ICESTAT · CQ_VC · Venture Capital Projector

CQ_VC

Venture Capital Projector

5-YR FORECAST

VALUATION

Currency

Country

Bank

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TOTAL CUSTOMERS

—

Conversion Rate (%)

Monthly Revenue / Customer

Tier 1 Banks — Year 1 Count

    +2 per year · Tier 2 = Tier 1 (−1yr) · Tier 3 = Tier 2 (−1yr)
  

Tier	Impl. Fee	Ann. Lic.
T1 ≥250K
T2 ≥1.5M
T3 ≥5M

Licenses apply year after implementation

Monthly Base Salary ($)

Company Registration ($)

Workstation Cost ($)

Monthly Office/Utilities ($)

Monthly IT Expenses ($)

Monthly Marketing ($)

Monthly Buffer ($)

Annual Expense Growth (%)

Company Registration is one-time only

Innovators	2.5%
Early Adopters	13.5%
Early Majority	34.0%
Late Majority	34.0%
Laggards	16.0%

Country

Bank Name

Customers

Configure inputs & results appear instantly

Select a bank or enter any parameters on the left — the projection updates live. No button needed.

5-Year Revenue Projection

Revenue by Year

Operating Expense Schedule

Expense Chart

EBITDA Summary

Operating Income Chart

Valuation Assumptions

Op. Expenses (% Revenue)

Expense Improvement/yr (%)

Exit Multiple (Revenue)

Discount Rate (%)

Pre-Money Valuation ($)

Capital to Raise ($)

5-Year Financial Projections

Projection Chart

Valuation Output

Capital Raise & Equity Dilution

Quick Summary

Why This Matters

The equity dilution calculation reveals what percentage of your company you give investors in exchange for their capital. The ROI multiple shows how many times investors multiply their money — a critical signal for fundraising conversations. The NPV discounts your future exit back to today's dollars, accounting for the time value of money and venture risk.